While many people associate traveling exclusively with the warm months of the year, the truth is that winter can bring its traveling jollies as well. In fact, there are a lot of pretty amazing places to visit during the winter too- and this stands just […]
You may have heard that expression “I live where you vacation” and if you’re from Yosemite you know there’s some serious #ZipcodePride for the residents of Yosemite. It’s such a beautiful place, known around the world for the striking nature found here. I wanted to share […]
Headed to Ireland and wondering what you can plan to ensure the perfect family day out? One where the memories will be with your children for the rest of their lives? Well, we’ve got you covered. We’ve created this great day trip itinerary to keep […]
I don’t know about you, but over the years, I’ve noticed that I’m continually spending more on calendar events like Mother’s Day, Easter, Christmas, and more. Recently, SwiftMoney released an interesting fact sheet about how much we’re all spending on the holidays.
SwiftMoney payday loans for bad credit are a popular option if you need cash quickly (especially if you’ve forgotten about a major holiday around the corner). But you should also take a look at how much you’re spending, and if you’re spending more due to peer pressure.
The #OccasionalSpending fact sheet found that 68% of those surveyed agreed that they feel societal pressure to spend more on calendar events than they would without this pressure. Women are most likely to feel this pressure, and more than half of the women surveyed said that they ‘Always’ or ‘Occasionally’ save money for these gifts, compared to 63% of men who said they ‘Rarely’ or ‘Never’ do the same.
For Mother’s and Father’s Day, 40% of people are still buying flowers. I don’t know about you, but the last time I bought flowers I was shocked at the price. For a small bunch of flowers that are destined to wilt within a few days, you’re looking at a nice chunk of change. Personally, I prefer a voucher or something that the person can use again.
But let’s face it, vouchers don’t look quite the same as a big bunch of flowers when it’s time to post on Instagram. I personally think that social media has a lot to answer for when it comes to our holiday spending. Even for parents, it’s natural to want to compete with little Jonny’s parents who got him a bike AND a trampoline and have plastered the photos all over Facebook.
The problem is that many of us are going into debt to pay for these holidays. Unfortunately, even though they occur at the same time each year, it’s easy to forget that they’re coming up, and that means a sudden shock to the bank account when you’re unprepared and yet need to spend beyond your means.
One of the best ways to get around this is to make a budget for each holiday. Think about who you’re buying for, and make a list of a few things they may like. Do some research so you’ll know how much you need to spend, and then save a few dollars a week so that the money is in your bank account and ready to go when the holiday comes around.
Are you spending more on the holidays? Or have you managed to keep your spending around the same? Let me know what you think, and if you have any tips for keeping your spending under control, especially during Christmas. Check out this great infographic by Swiftmoney
Saving up to go on vacation can feel a little wince-worthy when you peek at your bank balance, but it helps to remember that each trip is a once-in-a-lifetime opportunity to experience something special. But what about spending money when you actually arrive at your […]
Travelling is a fantastic life experience, everyone loves the awesome combination of taking a break and seeing new places, but the costs can add up quickly. Flights, accommodation and spending money all work together to make the dream of travelling seem distant. But a little bit of creativity and planning can help you collect the funds for a life-changing trip.
- Save a little bit every month
Sacrificing a little bit of your monthly expenditure on a month-to-month basis can quickly add up to a chunky travel fund. Start with a small monthly amount that involves a small sacrifice, and build it up over a period. You will quickly become used to skipping a few lattes every week, and soon enough be in a saving’s habit that can fund extensive trips covering the globe.
- Think about working while travelling
If you can take long periods of leave or are not currently employed full time think about taking a working holiday. Plenty of regions in the world offer the opportunity to work while you visit, whether it is working on a kibbutz for a summer or acting as bar staff in Paris – working while you’re travelling allows you to enjoy a new environment while saving for an action packed finish to your trip.
- Grab a deal when you see it
Travel deals come and go with the best deals snapped up very quickly. If you don’t have the cash to splash on an excellent deal, consider making use of short-term loans to cash in on savings. Whatever your status, personal loans for people with bad credit can tide you over for a month or two so that you can grab the deal and pay back the money quickly. Carefully look at travel deals before you put up the cash – though there are good savings to be made, some deals are merely repackaged standard rates.
- Get a second income
Have a bit of spare time? Think about what you can do to earn extra cash. Whether it is working a few shifts at your local coffee store, or offering your skills in a freelancing environment, extra hours can quickly add up to an income. Set this money aside for travel funds. Once you’ve enjoyed a trip or two with your extra working hours you will be motivated to work to save up for more travel.
- Apply for a travel grant
Surprisingly, there are organizations that exist for the sole purpose of funding travel. These are often focused on scholars and students, but you could find a travel grant even if you’re not in education. Look for cultural exchange programs that will often fund much of the travel costs. These programs could include a degree of teaching from your side, or simply be awarded based on a competition.
Be creative, and travel
Think outside of the box and your current budget and you could easily come up with some ideas to build a travel fund. You might need to sacrifice a bit of spare time or cut down on some of life’s regular pleasures. But in return, travelling offers you the opportunity to discover the world, new cultures and yourself.
A personal injury claim is when you use a legal process so you can recover financial compensation if you’ve been suffering through a personal injury and it wasn’t your fault. Some examples of personal injury claims include accidents in public places or at work, trips […]
Staying in a hotel used to be fun and exciting, but lately the opposite has been true. In fact, the majority of the time when I’ve stayed in hotels these days, I’ve been disappointed by either the experience or the service.
There was that hotel by Sydney Airport where I stayed with my mum and didn’t get a minute of sleep since it was right by a truck stop and the room was absolutely filthy. Then there’s the Ibis I stayed at in Prague which felt like prison, and the hotel in Krakow which, while cute, had the narrowest beds I’ve ever stayed in.
And it’s not like hotels are cheap. If anything, prices seem cheap online when you book and then you’re hit with fees once you arrive- taxes, resort fees, wifi, snacks, parking, and more. B&Bs are the best option if you’re sick of these fees, since they’re usually all-inclusive so while you’ll have free wifi, bottled water, parking, and other goodies, you’ll also usually find that breakfast is included as well.
And wow, what a breakfast. Hotel breakfasts have got a lot to answer for lately, and if it’s not a sad continental breakfast, you’re looking at a buffet which has had food left out for hours (can you say food poisoning?)
At B&Bs, not only are you usually treated to a home-cooked breakfast, but it’s going to be a lot more authentic than the cereal you usually get in most hotels. Firstly, it’s likely to be cooked by a local, and you’re also likely to be eating fresh local ingredients as well- what a way to start the day.
Speaking of locals, one of the reasons why B&Bs offer such great service is because you’re often interacting with the locals every day, and they’re usually doing everything they can to make your stay spectacular. Since they usually know the area like the back of their hand, they can tell you where to go for the best local food, the tourist spots that are worth visiting (and the ones to avoid), and will give you priceless inside knowledge about the culture and history of a place. This is something you’re unlikely to find in a hotel where you’re treated like just another number.
I also like B&Bs because they’re often just a little quirky. I’ve stayed in places where each room has a different colour or theme, and it makes you feel like you’re not just another customer, and instead are as unique as the room. It also means that you can often choose a room that reflects your needs or personality which I love.
Another great thing about B&Bs is they offer a great chance to be social if you want to meet new people, while also giving you plenty of privacy if you want to be left alone. This is something you often don’t find at hotels, so if you’re planning to travel sometime soon, consider choosing a bed and breakfast instead of a hotel.
Instead of living at home with your parents, working two jobs and quitting all socializing for a year before embarking on a huge, round the world trip that lasts until you’ve run out of money, have you considered making money while you’re travelling so you […]